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Legal Support for Chapter 7 Bankruptcy in Richmond and Surrounding Areas

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Chapter 7 Bankruptcy

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Get Relief. Start Fresh.

If you’re overwhelmed by credit card bills, medical debt, or aggressive collection calls, Chapter 7 bankruptcy may offer the fresh start you need. At Stuart Law Firm, we help individuals and families in Richmond and surrounding communities explore Chapter 7 with clarity, honesty, and personalized guidance. We’ll help you understand what’s protected, what gets discharged, and whether Chapter 7 is truly right for you.


We proudly serve clients across Virginia, with remote consultations available via Zoom and support for electronic filings. Whether you're local or preparing to file from a distance, we're here to help you bring your family together.


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Chapter 7 Bankruptcy Services

Chapter 7 Eligibility Assessment


We review your income, assets, and debts to determine if Chapter 7 is the right path—and whether you qualify under the current means test.

Immediate Relief From Creditor Harassment

Filing triggers an automatic stay that halts collection calls, wage garnishments, lawsuits, and other creditor actions the moment your case is submitted.

Protect Your Home, Car, and Essentials

We help you understand what Virginia’s bankruptcy exemptions protect—like your home equity, vehicle, retirement accounts, and essential household items.

Case Submission Support

We prepare and file your case properly, represent you in the trustee meeting, and guide you through every requirement from start to finish.

Alternative to Chapter 7

Bankruptcy isn’t the only path. If Chapter 7 doesn’t fit your situation, we’ll explain other debt relief options—helping you make an informed, confident decision about what’s next.

Help with RFEs and Delays

If you’ve received a request for more evidence or your case is stuck, we can step in—review your file, respond effectively, and help move your application forward.

Why Choose Stuart Law Firm for Chapter 7 Bankruptcy?

No-Nonsense Protection for Your Future

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We focus on helping you keep what matters and leave behind what’s holding you back, so you can start over on solid ground.

Experienced Local Support

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With over 20 years of bankruptcy law experience, we’ve helped hundreds of Richmond-area clients regain financial control with dignity.

Straightforward Advice, Real Answers

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We explain the process clearly, discuss what to expect, and help you decide with confidence, not confusion or pressure.

Reach out today to find out how we can help you take control of your debt and start fresh.

You deserves honest answers, personal attention, and a clear path forward. Whether you're beginning to explore bankruptcy or have questions about eligibility, we’re here to help. We serve clients across Richmond and the surrounding areas.