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Regain Control. Protect What Matters.
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Bankruptcy Services
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Strategic Guidance and Consulting Services
At Stuart Law Firm, we help individuals and families facing financial pressure understand their options and take the next step with confidence. Whether you're dealing with overwhelming credit card debt, wage garnishment, or the threat of foreclosure, we provide thoughtful legal support to help you protect your future and find lasting financial relief.
We work directly with clients across Richmond and surrounding areas—offering personal attention, honest advice, and steady guidance throughout the entire bankruptcy process.
Chapter 7 Bankruptcy
Chapter 7 can help eliminate unsecured debts like credit cards, medical bills, and personal loans. If you're struggling to keep up and need a fresh start, we’ll help you determine if Chapter 7 is the right fit—and guide you through each step with care.
Services Include:
- Chapter 7 Eligibility Assessment
- Immediate Relief From Creditor Harassment
- Protect Your Home, Car, and Essentials
- Case Submission Support
- Alternative to Chapter 7
- Help With RFEs & Delays

Chapter 13 Bankruptcy
If you have steady income but need time to catch up on payments or protect your home, Chapter 13 may offer the structure you need. We’ll help you create a manageable repayment plan and work to keep what matters most.
Services Include:
- Chapter 13 Plan Development
- Stop Foreclosure or Repossession
- Restore Missed Payments
- Eliminate or Avoid Second Mortgages
- Manage Tax Debt & Student Loans

Foreclosure Prevention
If you’ve received a foreclosure notice or are behind on your mortgage, we’ll help you take action quickly. Filing bankruptcy can stop the foreclosure process and give you time to catch up while staying in your home.
Services Include:
- Stop Foreclosure Immediately
- Catch Up on Mortgage Payments
- Chapter 13 Home Protection
- Evaluate All Legal Options
- Mortgage or Lien Relief


Garnishment Relief
If your wages are being garnished or your bank account frozen, Stuart Law Firm can help you act quickly. We guide you through your legal options—including bankruptcy—so you can stop collection, protect your income, and move forward with confidence.
Services Include:
- Stop Wage Garnishment Immediately
- Protect Your Bank Account
- Chapter 7 & Chapter 13 Options
- Prevent Future Garnishment
Let's Talk about Your Case!
Get In Touch Today
We’re here to answer your questions, walk you through your options, and help you take control of your next steps with clarity and care. Contact us today to find out how working with a dedicated bankruptcy attorney can make all the difference.