There are two classes that anyone who wants to file bankruptcy must complete. One is taken before the bankruptcy case is filed, which is often referred to as the Credit Counseling Certificate. The second class must be taken after the case is filed but before certain deadlines. The second class is often referred to as Debtor Education or Personal Financial Management. Both of these certificates must be obtained and completed in a timely manner when you file for bankruptcy in V

Taking the first step to file for bankruptcy case can be frightening. The process can be made easier if you are prepared. See the list below for the typical documents you need to pull together for your initial appointment. The more prepared you are for the appointment, the better advice you will receive about your individual case from the bankruptcy lawyer. Free Bankruptcy Consultation The first consultation with a bankruptcy lawyer is typically free, but some firms will limi